Payment Gateways for Magento

For those who own a Magento or any other e-commerce website, having a suitable payment gateway is really essential.

Certified Magento Backend Developer. Pavel has 4 years of overall experience working with Magento. Performed on the projects: Appskins, Maestashop, PSP Pharma etc.

For those who own a Magento or any other ecommerce website, having a suitable payment gateway is essential. This web-based service is a necessary piece of the online transaction puzzle that allows merchants to accept credit card payments online. The payment gateway’s main task is collecting and encrypting sensitive customer information, such as credit card numbers, expiration dates, and authorization of credit card payments made by customers.

How payment gateway work 

Online payment gateways work by providing a secure, integral link between a webshop server and a bank. When customers make purchases with credit or debit cards, they provide their pertinent data. The gateway takes the submitted data and presents it to the processing bank that replies with a response, either accepted or declined. This response is transferred back to the server by the expected payment gateway when the relevant message is displayed to the customer.

What to consider while searching for a payment gateway?

  • Cart compatibility
  • PCI-compliance
  • Payment gateway cost
  • Countries and currencies supported
  • Types of credit/debit cards supported
  • Virtual terminals
  • Hosted or shared payment gateway
  • Recurring payments
  • Fraud screening tools
  • Level of customer support.

Payment gateways compatible with Magento

Magento comes with a series of integrated secure payment gateways that can be activated by entering some data you can find out from your provider.

Magento 2 default payment methods

Anyway, the first thing to do is to define what markets you are going to work with and what payment methods and providers will work best at those markets. Apart from the above listed prominent gateway providers, there are many other excellent ones for Magento out there that can be integrated with your online shop by various extensions available on Magento Marketplace or a custom extension coded by a Magento development company, if you are using an existing payment gateway that is not supported by Magento.

Some payment gateways are international – cover many countries and support multiple currencies when others concentrate on specific regions like Europe or Asia. Which one to choose depends on your business needs and your target audience. Let’s have a look at some of the most popular payment gateway providers.

Invest some time into research on which ones are preferred in your markets. This investment will pay for itself in the long run. It’s also a good idea to ask your customers directly what options are most suitable for them.



One of the most popular and top-tier payment acquirers that costantly works on the improvement of its services. It has more than 286 million accounts worldwide and is available in 202 markets with 26 currencies that make it possible to pay across different locations, currencies, and languages. According to the companies statistics, 87.5% of US online shoppers have a PayPal account. 

Fee:  2.9% +$0.30.

Authorize.Net is an unbelievably popular payment gateway after it went primetime in 1996. More than 400 000 merchants have chosen the services of this company. Since then, the service provider has already accommodated billions of transactions. Its annual transaction volume is 100+ billion.

Fee: 49 $ (setup) + – 25$ (monthly gateway) + 0,1$ (per transaction).

Amazon Payment

Amazon offers a flexible and secure gateway to its merchants, where the products are added to the shopping cart, and online customers can pay for the purchase at checkout with their Amazon account.

Fee: no fee (may add a foreign transaction fee if your card was issued in a country different from the merchant’s as well as any other fees described in the terms and conditions for your card.)



It is one of the most popular payment services globally, which gives global buyers localized payment options, and supports transactions in 196 countries through 45 payment methods, 87 currencies, and 33 languages.

Fee: 3.5% + $0.35 processing fee applies



Over 400,000 businesses worldwide trust this payment management company to process online payments, streamline fraud management, and simplify payment security. The company has its main office in Foster City, California, with offices throughout Asia, Europe, Latin America, the Middle East and Africa, and the United States.

Fee: $0.35



Braintree is an American company that enables merchants to accept online payments without the need for a merchant bank. Entrepreneurs in more than 45 countries across North America, Europe, and Australia can accept payments in more than 130 currencies using Braintree.

Fee: 2.9% + + $0.30 per transaction



Skrill is now one of the world’s leading digital payments companies, with the headquarter in London and offices throughout Europe and the USA. One hundred twenty thousand account holders in 30 countries worldwide already trust Skrill to carry out their transactions.

Fee: 0.9%+0.29 and 0.5% for Instant bank transfer



Ingenico payment service (Ogone)

Ingenico payment service (formerly Ogone) is a payment solution provider that offers its services in payment processing, mobile payments, security and fraud protection, multi-currency services to more than 120 countries, including 80 countries mainly in Europe.

Fee: To get an offer, please contact the company.


Easy by DIBS

DIBS Payment Services is the leading independent payment provider in the Nordic countries. The company handles more than 13,000 customer transactions daily in 20 countries and provides more than 40 different payment options.

Fee: To find out about the pricing, please contact the company.



It is one of the leading payment processors in Europe offers small and medium-sized business solutions, as well as corporate solutions. Apart from the standard payment gateway options like fraud detection, local transfers, and others, WorldPay also offers banking services.

Fee: 2.75% of each transaction plus £0.20. The rate for the monthly payment option is £19.95 a month




Klarna is one of Europe’s fastest-growing companies based in Sweden. About 20% of all ecommerce sales in Sweden goes through Klarna. Klarna currently serves 85 million consumers and works with 200 000 merchants in 170 countries, including Sweden, Norway, Denmark, Finland, Germany, and the Netherlands. Every day more than 1 million transactions are made by using Klarna Group.

Fee: Klarna does not charge consumers but it doesn’t work with retail stores. There are no interest, fees, or late charges.



It’s the second-largest and fastest-growing payment gateway provider in Denmark, and services more than 30 000 customers across Europe. It processes more than 3 million payments every month.

Fee: three packages with different fees (look here




PAYONE is a leading payment service provider in Germany. It is directly connected to more than 1 400 banks, acquiring partners and payment systems, and has more than 365 000 active clients. It provides payment for more than 20 national and international payment methods with integrated risk management to minimize payment defaults and fraud.

Fee: To get information on fees, please contact the provider.



Founded in 2012, PAYMILL is a fast-growing company to deliver an easier payment experience for Europe. This payment gateway provider allows merchants to reach a global market by accepting payments from around the world and in 100 currencies.

Fee: 1.35% + 0.25€ per transaction



Novalnet AG is a Germany-based payment gateway provider that offers online payment solutions for online merchants worldwide.

Fee: For more information please contact the company.



Sage Pay

It is the UK-based and Irish largest independent payment service provider that processes millions of secure payments every month for over 33,000 businesses. There are now 250 employees working across Europe, serving over 50,000 customers.

Fees: 3 pricing plans. For more information follow this link



Payza is the leading online payment platform specialized in ecommerce processing. With over 9 million members, Payza offers its services in 197 countries and 21 different currencies.

Fee:  2.90 % + $0.30 each.




Dwolla is an American ecommerce company that provides an online payments network. Dwolla is notable for its popularity among users of the Bitcoin digital currency.

Fee: 0.25% per transaction 



Pin Payments

Pin Payments is Australia’s only all-in-one programmable multi-currency payment system. It helps Australian companies sell to their local customers as well to the global audience.

Fee:  1.75% + 30c for domestic cards, 2.9% + 30c for international cards



SecurePay is Australia’s leading payment gateway. Since 1999, the company has specialised in payment-based technologies. SecurePay has earned the trust of more than 30,000 businesses and processes over $8 billion in payments every year.

Fee: Different pricing plans (


Which of the payment gateways to choose depends on your business needs and the required costs. With such a great variety of companies that provide payment services, you will find the one that completely meets your expectations. If you have any questions conсerning payment gateways for Magento or are also interested in Magento implementation in general, extensions integration, or Magento custom development, please feel free to contact us.